Coverage Information
Xercor’s coverage options for self-storage provide affordable protection against damage from the unpredictable – like mold, hail, windstorm, fire, vandalism and burglary.
What We Cover
Life is unpredictable. Protect your possessions.
No one can predict the future. Luckily, you don’t have to – you just need to take steps to safeguard your valuables.
Most self-storage facilities aren’t responsible for their customers’ belongings while stored. Fortunately, Xercor offers convenient, accessible and affordable insurance for just this purpose. You can purchase coverage when you sign your storage lease or rental agreement. Not certain how much coverage you need? Carefully consider exactly what you’ll be protecting.
With a self-storage insurance policy from Xercor, your belongings stored in your unit are covered for damage from the following:
- Fire
- Lightning
- Windstorm
- Hail
- Cyclone
- Tornado
- Hurricane
- Explosion
- Sonic Boom
- Self-propelled missiles
- Water
- Landslide
- Sinkhole collapse
- Earthquake
- Volcanic eruption
- Burglary
- Flood*
- Mold/mildew*
- Vermin*
- Certified acts of terrorism
- Riots
- Spacecraft
- Vehicles
- Strikes
- Falling Objects
- Malicious Mischief
- Smoke
- Vandalism
- Collapse of building
- Weight of ice, snow or sleet
*Sublimits apply
Coverage Options
INSURANCE AMOUNT
$12.00/mo
$3,000
Dorm essentials
Holiday decorations
Clothes
Toys
Books
INSURANCE AMOUNT
$14.00/mo
$4,000
Small- to medium-sized furniture
Electronics
Medium appliances
INSURANCE AMOUNT
$16.00/mo
$5,000
Specialty machinery & equipment
Furniture
Large appliances
Please note: A $100 deductible applies to all claims and coverage options may vary by facility.
Sublimits
Xercor provides sublimits for common industry perils. A sublimit provides limited coverage for losses that would not otherwise be included in your policy. Regardless of which coverage limit you select, the sublimit is the same.
When selecting the storage unit insurance policy coverage that’s best for you, think about what you will be storing. How much would it cost to replace it? To get started, choose the coverage level that suits your needs.
| TYPE OF DAMAGE | SUBLIMIT AMOUNT |
|---|---|
| Vermin, rodents, insects | $500 |
| Mold, mildew, fungus, wet or dry rot | $500 |
| Flood, rising waters | $1000 |
Certificate of Insurance Forms
Certificates of insurance provide verification of your policy with Xercor and summarize the key components and conditions of your policy. To download a sample certificate of insurance, select your state from the list below.
Select Your State
- Alabama
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- District of Columbia
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
